How It Works
Join Marketlend and take charge of your investments through a powerful, data-driven lending platform.
Invest Easily
Bid on new loans or buy into existing ones through our open marketplace.
Auto-Bid Smartly
Set your criteria once and never miss an opportunity.
Trade Anytime
Sell your investments quickly with liquidity on the Loan Exchange.
Monitor Everything
Track performance, repayments, and returns through your personal dashboard.
Full Transparency
See all fees, interest earned, and borrower credit assessments — all in one place.
Confidence Built In
Backed by Marketlend’s continuous oversight and investor protection structure.
+97%
Client Satisfaction
Are you eligible?
You may be eligible to invest if you can answer YES to any of the following questions :
- Do you have experience in investing in similar products?
- Are you investing more than A$500,000?
- Are your net assets greater than A$2.5 million?
- Has your gross income for each of the last two financial years been greater than A$250,000?
- Are you located overseas and not a resident in Australia?
If you answered ‘Yes’ to any of the above, please proceed.
Investing in 3 Quick Steps
How Marketlend works
Marketlend provides a stable online investment platform underpinned by robust protection against loss and fraud. To achieve this, we conduct credit checks, establish a thorough credit risk grading for each loan, and expertly manage loan administration. This rigorous process enables us to quickly connect borrowers with the capital they need and provide investors with access to sound investment opportunities that are typically reserved for traditional banking institutions.
861+
Active Investors
Choose your Investment
Conservative Yield Bond
14% p.a. (net 10.78%)
Company name
Pooled Loan (Medium Yield Portfolio) – 100% Insured.
Assets
Securities backed by loans and bonds
Rate(AVG)
14.0%
Investment Term
3 Years Fixed Maturity
Securities
- Personal Property Security Interest
- Personal Guarantees by SME Directors
- Insurance
High Yield Bond
18% p.a. (net 13.86% p.a)
Company name
Pooled Loan (Medium Yield Portfolio) – 100% Insured.
Assets
Securities backed by loans and bonds
Rate(AVG)
18.0%
Investment Term
3 Years Fixed Maturity
Asset Backed Securities
- Personal Property Security Interest
- Personal Guarantees by SME Directors
- Insurance
Tokenised Asset Bond up to 15% capital return
Projected Appreciation
Up to 15% annual capital growth
Assets
Property
Rate(AVG)
Up to 15%
Investment Term (Months)
3 Years Fixed Maturity
Asset Backed Securities
Blockchain-verified ownership with tangible property backing. Tokenised digital recording of the asset recording bonds issued by Luxembourg listed vehicle.
Statistics
8.39%
13.3%
11.34%
Notes:
The Actual Annual Date covers the period 01/01/2018 – 31/12/2018 (the date range to be update after the payment of interest each month)
The Actual Annual Rate includes all current Funded and Repaid Loans applicable to the current date range.
The Actual Annual Rates exclude loans in arrears on penalty interest.
Transparency is Our Thing
Performance based management fee (23% of the return) to provide a solution that does all the management of the investment and mitigates the risk. All transaction costs are transparent and lower than traditional portfolio managers. Furthermore the portfolio manager only gets paid when you get paid.
Investment Protection
Your investment, protected by structure. Each loan is secured within a special-purpose trust overseen by BNY Trust Company of Australia, ensuring transparency and investor safety. Backed by institutional partners like IOOF Group (ASX: IFL), managing over A$120 billion, Marketlend delivers bank-grade protection in every investment.
What does
this mean?
Your investment is protected through an independent trust structure that keeps all funds secure and transparent. Each loan sits in its own trust, isolated from business risks, ensuring your capital remains safe. Neither Marketlend nor its parent company handles investor money — giving you an extra layer of protection.
Stay updated on investment opportunities & trends
Marketlend acknowledges the Traditional Owners of the land as Australia’s First Peoples and recognises their continuing connection to lands, water and country. We pay our respects to Elders past and present.
Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Terms and Conditions available online or by contacting us. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at marketlend.com.au. Products issued by Marketlend or its trustee unless stated otherwise.
© Marketlend Pty Ltd ABN 19 602 720 856